+263 8644 281 720 info@quickcred.co.zw Mon – Fri: 8:00am – 4:30pm Harare · Mutare · Rusape

Online application

Apply for a loan

Have your National ID card, your latest payslip or business records, and your phone camera ready. Returning customers sign in so they don't have to type their details again.

  1. 1Start
  2. 2Loan details
  3. 3Identity
  4. 4Address & family
  5. 5Income
  6. 6Documents
  7. 7Selfie check
  8. 8Sign & submit

Have you borrowed from QuickCred before?

Which loan do you need?

Estimated monthly repayment—
Interest rate
—
Total interest
—
Admin fee (once-off)
—
Total to repay
—
See the estimated repayment schedule

Assumes the first repayment one month after the money is paid out. Your exact dates are confirmed when your loan is approved.

Figures are estimates for illustration only. Final amounts, rates and fees are confirmed after assessment.

Your identity

Which document will you use? *

Take a clear photo of the front of your National ID — flat on a table, in good light, with all four corners showing. We'll read the details automatically.

Where you live

Current address

How long have you lived at this address? *

Permanent home

Your permanent home is a place you own, or that is owned by a relative, where we can find you if you move from your current address (for example your rural home).

Next of kin

Your income

Sales and expenses — last 3 months

July 2026August 2026September 2026
Total sales *
Business expenses *
Business expenses: rent, wages, transport, utilities, licences — not the cost of the stock you sold.

What the business owns and owes

Two business references

Security for the loan

Your dependants

People who rely on you financially — children, parents, relatives you support. Enter 0 if none.

Upload your documents

Clear phone photos or PDFs are fine (max 5MB each). Documents for :

Selfie verification

A short live check confirms that you are a real person and the owner of the ID. Find good light, remove sunglasses or hats, and follow the prompts.

Tap “Start camera” to beginYour camera is only used for this check
    Your selfieVerification complete ✓
    You can continue to the next step.

    Images are sent securely with your application and used only for identity verification and fraud prevention.

    Review, accept and sign

    Terms and conditions

    1. I apply for the loan shown above and confirm that all information and documents I have provided are true and complete.
    2. I understand that the amount, interest rate, fees and repayment schedule will be confirmed in my loan agreement, and that the loan is only granted once QuickCred Finance has approved my application.
    3. I authorise QuickCred Finance to verify my identity, employment, income and credit history, including with credit bureaus, my employer and payroll administrators.
    4. If approved, I authorise repayments to be deducted from my salary, bank account or mobile wallet as agreed, and I will repay on time.
    5. Late or missed payments may attract penalty charges as set out in the loan agreement and may be reported to credit bureaus.
    6. I consent to QuickCred Finance processing and storing my personal information, documents, photographs and biometric verification data for this application and for managing my loan, in line with applicable data-protection law.
    7. My electronic signature or biometric confirmation below has the same effect as my handwritten signature.
    8. I consent to QuickCred Finance recording basic information about the phone or computer I apply from (such as its make, model, screen size and a device identifier) and using it as one factor in assessing my application and to prevent fraud.

    Accept with your

    Sign with your finger or mouse inside the box.

    Your QuickCred profile
    We'll save your details so next time you only sign in with your ID number and the mobile number you gave in step 3. Please keep that number up to date.

    Ready when you are.

    Apply online in about 10 minutes — have your ID and payslip or business records ready.